CHICAGO – In an unprecedented move, Anthem Blue Cross Blue Shield plans representing Connecticut, New York and Missouri have unilaterally declared it will no longer pay for anesthesia care if the surgery or procedure goes beyond an arbitrary time limit, regardless of how long the surgical procedure takes. The American Society of Anesthesiologists calls on Anthem to reverse this proposal immediately.
How would you envision that working? Like participants get to write their own coverage plans and decide their premiums/fees?
Health insurance was originally participant run - the old form of insurance is just a bunch of folks putting a chunk of money in a pot every so often in case they need it in an emergency. There are still health collectives like that in operation… though most of them are shitty religious people trying to dodge the ACA requirements.