Yeah, definitely. I delayed my career after grad school because I was assured (by people who were already set for life) that working as an unpaid intern and doing academic fellowships for slave wages would get me a higher-paying job, especially if I waited long enough for the financial system to recover after the ‘08 crash. That was utter bullshit, and now I have significantly fewer assets than most other elder millennials, am way behind on my retirement savings (which lost thousands in the last week thanks to Trump lighting it on fire…), I will never own a home, will never be able to pay off my student debt, and will probably never be able to start a family. Oh and I have good credit, despite my hundreds of thousands of dollars of student debt. I’ve even had a good job for the last 5 years, but it’s all worthless bullshit when upward mobility is practically impossible, and even maintaining my current “wealth” becomes more unrealistic every day. I’m just surviving, that’s all. And I have it relatively good.