It doesn’t, it’s just fraud. Go ahead and look up the relevant laws for the illegal actions I listed.
They use those tactics to avoid shelling out money that they’re supposed to.
I can only assume that you’re just being obtuse at this point.
Right on the beginning?
You want sources for malpractice, practicing medicine without a license, and breach of contract?
Nope. Maybe you hallucinated that.
Did you even read what you copied? That’s not all of the money. They’re still clearly able to profit.
It’s not legal, it’s just set up so it’s nearly impossible to prove.
You’ve got so many splintered threads going, you can’t keep track of then all.
I never told you that you were hallucinating. You said that yourself.
I saw the link. It doesn’t outline a law that does what you’re stating. Try again.
Show us that law, then. Show us where they have to rebate us all of our premiums and take in zero profits.
We told you there’s no law that dictates a rebate for all unspent money. Even if they follow the 80/20 law to the letter, they’re still going to try to maximize profit, and would strive to spend not a single cent over that 80%.
What’s baffling is that you’re not stopping to consider that you might be the confused one, rather than literally everybody else.
There is no law that they must refund anything. They already have the money.
I literally just told you. Also, I have no clue what you’re imagining with this nonexistent rebate scheme. The patient won’t be paying any more premiums after they’re dead, but they won’t be costing anything, either. Insurance doesn’t have to give back any previously paid premiums.
The entire purpose of health insurance is that the patient doesn’t pay for their care entirely out-of-pocket. If the balance owed by the insurer for treatment costs more than their premiums, then the insurer is losing money on that patient. If the insurer arranges for the patient to die, then they stop losing money on that patient.
It’s cheaper for them to kill the insured than to provide them treatment.
That’s why this guy is better known for his contributions to computer science
I prefer the one where he was such a shitty father that he mused about not having to murder his own teenaged son after he ODed
I’m not sure that’s how prostate cancer works
That’s Pascal’s wager, and it’s nothing new.
There’s plenty more about him that can be criticized.
Crohn’s Barbie
Stop being obtuse.