Western perception of “Social credit” largely propaganda btw and if you believe it isnt then you got manipulated.

  • RedFrank24@lemmy.worldEnglish
    3·
    6 hours ago

    9/10 times yeah you’re only really borrowing money from a bank for mortgages and that’s the only loan you NEED to have. Otherwise there’s credit cards, small business loans, car loans etc. You can probably get-by without those though.